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Flood

Home and renters policies do not cover flood damage. Learn how flood insurance works, why it’s purchased separately, and how to understand your property’s flood risk.

Insurance 101

FROM THE GLOSSARY
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FLOOD INSURANCE

Coverage for flood damage is available from the federal government under the National Flood Insurance Program but is sold by licensed insurance agents. Flood coverage is excluded under homeowners policies and many commercial property policies. However, flood damage is covered under the comprehensive portion of an auto insurance policy. (See Adverse selection )

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